Phone: (805) 684-5100 x 116 
Email 
Lesa Caputo is a Benefits Advisor for Beneflex Insurance Services. She joined Beneflex in 2010 after 13 years with Brown & Brown Insurance, Santa Barbara (formerly MFC&V Insurance Services), where she was a senior Producer and Department Manager for the Employee Benefits Division.
As a graduate of UCSB with a degree in Business Economics in 1994, Lesa has been exclusively committed to the Employee Benefits industry ever since. She has worked on both the insurance carrier and broker sides of the industry, and has amassed an in-depth understanding of the complexities of the design and funding mechanisms of a strategic employee benefits plan.
Lesa is well versed in compliance and health care reform issues, topics she often addresses as the Primary Instructor for the Insurance Academy sponsored by the Santa Barbara Human Resources Association. She has also served two terms as President of the Santa Barbara Association of Health Underwriters, in 1999-2000 and 2009-2010.
Lesa has built a clientele of over 100 employers representing over $30 million in insurance premiums which she carefully monitors, advising her clients accordingly. She is regarded by her peers, clients and the human resources community as an expert in her field and passionate about her work.
Phone: (805) 684-5100 x 104 Email
Melissa manages a substantial portfolio as Benefits Advisor for Beneflex Insurance Services, Inc. Calling on her strong analytical skills and insurance industry experience, she brings invaluable expertise to marketing analysis of core and ancillary group benefit plans. Her multitude of responsibilities includes renewals, rate negotiation, client service, marketing and carrier relations.
Having earned her Associate of Arts degree at Ventura College and her Bachelor of Arts degree from the University of California at Santa Barbara, Melissa is known for her outstanding ability to comprehend and communicate even the most complex benefit designs. Clients find her instructions and advice indispensable, while her focus, perseverance and tenacity are highly respected by her clients and colleagues alike.
Phone: (805) 684-5100 x 115 Email
Judith Hobson-Hurwitz is an Employee Benefits Advisor and joined Beneflex in 2010 when JHH Insurance Services was merged with Beneflex Insurance Services, Inc. Judith has been a part of the Employee Benefits industry for more than thirty years. After a successful sales career as an Account Executive for Blue Cross of California, Judith established and managed the Oxnard sales office for California Insurance Marketing Services for six years. In 1996 Judith became an independent insurance broker and in 2002 founded JHH Insurance Services where she continued to serve her clientele throughout the Tri-Counties and California. Based on her extensive experience in the world of employee benefits, Judith provides her clients a depth of knowledge and is known for her professional and dedicated service.
Judith is a member of the National Association of Health Underwriters and was one of three Charter members of the organization that established the Ventura County Chapter in 1982.
